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Financing Your Home >Happy Banking

When you have found the perfect home, the search for the perfect loan begins. There are other factors you should consider besides the interest rate and loan fees when you are shopping for a loan. One important issue is the lender's general reputation.

A professional real estate agent can provide you with the names of several mortgage lenders and can help you compare their programs. Some lenders may have great rates, but may have very conservative standards for qualifying customers. Others may be more willing to consider people who are marginally qualified or have less-than-perfect credit histories. Some lenders have local underwriters and can process loans quickly, while others may need extra time to process paperwork. The ordinary consumer deals with only a few mortgage lenders over a lifetime, but real estate agents deal with many lenders every month. Ask your agent to help you match your individual needs to the many offerings in this complicated marketplace.

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Q	What has been described as the world's most beautiful building?
A	The white marble Taj Mahal in India was built by the Mogul emperor Shah Jahan (1631-53) to enshrine his favorite wife.
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Susan Hansford, REALTOR®, real estate agent and broker for Chattanooga, East Brainerd and Ooltewah, Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan Hansford
Keller Williams Realty
1200 Premier Drive, Suite 140
Chattanooga, TN 37421
423-595-0333
Fax: 423-826-4897
susanhansford@NUMBER1EXPERT.com

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