Your Own Personalized Home Search - Automatic updates from the Chattanooga MLS for homes that match your criteria.  HERE'S HOW IT WORKS - No service can replace a realtor in providing you the most up-to-date information on available properties. However, as a service to you, I can offer you a website that can be acessed 24 hours a day, that is continuously updating itself with current information about the availablity of properties within your prescribed criteria. You can also receive notifications via e-mail as new properties are entered into the Chattanooga MLS. To set up a site for you, simply provide me with your name, e-mail, and whatever contact information you wish to provide, and your search criteria. This site is available as a courtesy, and there is no obligation to use me as your realtor. Of course, my hope is that you will find this tool and my services to be of great value. This site provides ALL available data from the Chattanooga MLS within a set criteria. Additional or omitted information may occur depending upon how specific your criteria is. Since the system is automated, the information that is provided has not been reviewed by myself or my team. It is ideal to meet with myself or an experienced realtor in interpreting market conditionsand other factors affecting the results you receive.
FOR MORE INFORMATION, CALL ME AT (423)595-0333 OR EMAIL ME AT SUSANHANSFORD@BELLSOUTH.NET You can change, or modify your search criteria at any time by resubmitting your criteria. To unsubscribe from this service, send a request for removal by e-mail.
Please allow 24 hours to begin receiving updates, or any changes to your criteria. For further information on these or other available homes, please contact me directly to arrange an appointment or showing. My personal search for you is FREE and without obligation. Please give me as many details as possible...
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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What document must lenders provide within three days of receiving your application for financing?
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| A |
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan. |
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